If relocating to Lake Anna, certain considerations should be made based on physical and residential aspects of the lake. See Lake Facts
One consideration should be given as to whether residing on the public or private side is preferred. The public side offers a far greater area for boating. However, with public boat ramp accesses available to all, boat traffic can sometimes be heavy, especially on weekends and holidays during the summer. The warmer waters of the private side, besides restricting public boat access, "supposidly" provides fishing that is more abundant with longer seasons. Private side boaters cannot access the public side by water, however boats can be trailered and launched from the various ramps, on the public side, if desired.
Since land around the lake includes both wooded and open field areas, another consideration should also be given to wooded or open lot preferences.
Living on the lake primarily involves residing within a community of which there are over 100 around the lake. Most of these developments have "Property Owners Associations" with varying degrees of annual fees and regulations.
Three Virginia counties border the lake. The entire south side is bordered by Louisa County, which includes the power plant. The entire north side of the North Anna River, and all but the upper part of Pamunkey Creek is bordered by Spotsylvania County. The upper part of Pamunkey Creek is in Orange County. Because Louisa County contains the power plant and benefits from their additional tax revenues, taxes in Louisa County are somewhat lower. (Check out the Resource Link for websites of these counties).
Lot costs are based on several factors. Generally speaking, these range from high to low as follows:
- Water frontage: These include "point" lots on the main lake, which are generally more expensive than frontage on tributaries. However, many prefer being off on a tributary, to reduce boating noise.
- Water View: These lots are not directly on the water, but provide a view of the lake. These can be tricky as some provide a good view in the winter when the trees are bare. However, this view may be completely obscured during the summer. While these lots do not provide direct water dock access, most communities provide "common" areas where community members can dock their boats "in water".
- Water Access: These lots are generally further off of the lake. As with water view lots without direct water dockage, the "common" boat dock areas are generally also available.
If you are relocating from a city or surburban area, you may miss the local availability of "top- notch" shopping, medical facilities and restaurants.
- Shopping:There a numerous small local "markets" that offer a variety of limited supplies to include food along with boat and fishing equipment. The town of Louisa is the closest source for shopping under 1/2 hour away from the upper lake area. Many residents prefer to shop in Charlottesville, Culpeper, Fredericksburg and Richmond even though the drive is longer.
- Dining:There is a restaurant on the lake, however if you are looking for top-notch dining, the towns noted above are a must.
- Medical:Small medical group facilities are available in closeby towns of Louisa, Orange etc. However, the closest hospital is in Culpeper, 30-45 minutes away. To utilize a major hospital, Fredericksburg, Richmond or Charlottesville must be considered. Medical plan information should definitely be checked for area coverage. A "911" system has recently been installed for the lake area with coverage from Mineral, Louisa, Spotsylvania and recently a lake rescue squad.
- Police/Fire:Police and Fire responses come from local towns (Mineral, Louisa and Spotsylvania). Surprisingly, for the distance, response time is considerably quick.
As you have probably observed by now, Lake Anna is a rural area. Unless you are coming from another rural area, you will find yourself driving considerably further distances. However, you will find traffic basically non-existent except for the "in-town" traffic of the above larger cities. Other than the local roads being narrow and curvy and the occasional driver hanging on your back bumper, driving is generally an enjoyable event.